Can you make it through life financially alive?
Build your financial life. Make your choices. Then see how life tests them.
Choose your character
What does Daniel earn each month?
How secure is Daniel‘s income?
How much of the monthly income is already committed to essential living costs?
Daniel‘s health-plan decision
What should happen next?
The advisor raises an important question about Critical Illness protection.
“Health insurance helps with medical bills. Critical Illness can give you cash after a covered serious diagnosis — giving you time to recover without immediately destroying your savings.”
What would you do?
How much financial breathing room would you want?
Daniel‘s annual income is TT$168,000.
3–5 years of income is a planning benchmark in this game, not an insurer rule or a prediction of how long recovery will take.
Your financial life is set. Now the unexpected begins.
From this point on, decisions are final. Once the game begins, your decisions are final.
Life happens.
Daniel‘s chest discomfort gets worse.
After assessment, a serious cardiac condition is diagnosed.
The Heart Bill arrives
Illustrative Trinidad & Tobago private-care scenario. It is not a hospital quotation. Public cardiac-care pathways also exist.
Health cover result
Lump-sum cash becomes available to Daniel.
Treatment is over. The financial recovery continues.
Physical recovery and financial recovery are not the same clock.
Still to fund: TT$0
Choose what to use. Protect as much of the financial future as possible.
Financially Alive
What does the remaining CI cash buy?
How would your own finances hold up?
Save your result
Challenge your people
Who should take The Heart Bill challenge?