The YGYP Journal
People / Money / A Brighter Tomorrow
People. Money. A Brighter Tomorrow.
Clear thinking about the financial decisions that shape your life — with a Trinidad & Tobago perspective.
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![[GRAPHIC — THE ASSET BEHIND THE ASSETS] Caption: Before the house, investments and retirement plan can be sustained, there is usually a person producing the income.](https://yourgoalsyourplans.com/wp-content/plugins/ygyp-journal-experience/assets/images/journal-162616f0f29dab-1080.webp)
Protect What You're Building
The Asset Is You
We understand why we insure the things we build. But behind the house, the investments, the business and…
16 min read
Money, Explained
Stop Saving Money. Start Giving It Jobs.
You have TT$40,000 saved. Good. Now let me spoil the celebration with a slightly more difficult question. What…
14 min read
Retire Smart
The Financial Decisions That Get Harder After 55
Fifty-five is an interesting age financially. You may not feel remotely close to old. You may still be…
12 min read
The Bigger Picture
The World Economy Feels Far Away. It Isn’t.
The global economy can feel like something happening somewhere else. A war breaks out thousands of miles away.…
13 min read
Protect What You're Building
Critical Illness Insurance Isn’t Really About Illness. It’s About Money.
There is something slightly misleading about the phrase critical illness insurance. It makes the product sound as though…
9 min read
Money, Explained
The Emergency Fund Has a Branding Problem
“Emergency fund” is not an especially exciting phrase. It sounds like something sensible people keep in a separate…
15 min read
Retire Smart
You Don’t Retire on a Lump Sum. You Retire on Income.
You Don’t Retire on a Lump Sum. You Retire on Income. The number in the account may look…
12 min read
The Bigger Picture
The Rules of Financial Security Have Changed
Many of us inherited a financial script. Get a good job. Work hard. Buy a home. Raise a…
9 min read
Protect What You're Building
Your Financial Plan Has a Single Point of Failure
Most people can tell you what their car is worth. They usually know the value of their home,…
9 min read