The YGYP Journal
People / Money / A Brighter Tomorrow
People. Money. A Brighter Tomorrow.
Clear thinking about the financial decisions that shape your life — with a Trinidad & Tobago perspective.
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Ideas for the road ahead
Latest From The Journal
Money, Explained
The Emergency Fund Has a Branding Problem
“Emergency fund” is not an especially exciting phrase. It sounds like something sensible people keep in a separate…
14 min read
Retire Smart
You Don’t Retire on a Lump Sum. You Retire on Income.
The number in the account may look impressive. The question is what it can reliably pay you every…
11 min read
The Bigger Picture
The Rules of Financial Security Have Changed
Many of us inherited a financial script. Get a good job. Work hard. Buy a home. Raise a…
8 min read
Protect What You're Building
Your Financial Plan Has a Single Point of Failure
Most people can tell you what their car is worth. They usually know the value of their home,…
8 min read
Money, Explained
Your Salary Is Doing Too Many Jobs
Your salary arrives. Before it has time to settle in, it is assigned to the mortgage or rent,…
9 min read
Retire Smart
Retirement Didn’t Suddenly Become 65.
For a very long time, retirement planning in Trinidad and Tobago came with one wonderfully convenient number: 60.…
5 min read